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March 10, 2026

Cooperative banks generate a profit of €9.5 billion in 2025

The 646 local cooperative banks, Sparda banks, PSD banks, and other cooperative banks in Germany proactively expanded their lending business in 2025. They also achieved solid growth in the competition for deposits. The preliminary results show that they increased their profit before taxes from around €8.7 billion to around €9.5 billion, a rise of 10.1 percent, while their equity grew by 3.7 percent to €69 billion. As had been the case in 2024, the cooperative banks’ loss allowances at around €2.2 billion were at a cautious level that reflected the economic situation. 
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December 18, 2025

GBIC on RIS agreement: still too complex – few stimuli for more capital market participation

European legislators have agreed on key points in trilogue negotiations on the Retail Investment Strategy (RIS). The German Banking Industry Committee (GBIC) welcomes the decision by the Council and Parliament to make changes and simplifications to various aspects of the regulations originally proposed by the European Commission.
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December 11, 2025

GBIC on ECB plans for more efficient regulation and supervision: right direction, but urgent action is required

The German Banking Industry Committee (GBIC) welcomes the initiatives of the European Central Bank (ECB) to simplify regulation under the leadership of Vice-President Luis de Guindos and of the Single Supervisory Mechanism (SSM) to reform European banking supervision.
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BVR - 06.05.2014, 12:00:00
URL: https://www.bvr.de/Presse/Alle_Meldungen

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