Volksbanken and Raiffeisenbanken with over 16 million members and 30 million customers, is a pillar of the German banking industry and a major force in the German economy.

As the central organization of the cooperative banking group, the BVR (Bundesverband der Deutschen Volksbanken und Raiffeisenbanken), functions as a promoter of, representative for, and a strategic partner of its members.

The cooperative banking group is traditionally associated with, and feels a particular obligation to, a host of small to medium-sized enterprises. It has always been the policy of the group to promote the interests of SME members and customers. The BVR is actively committed to supporting these enterprises in all financial matters.

Volksbanken and Raiffeisenbanken as independent enterprises are rooted in regional economic life in a unique way. Their business strengths lie in a thorough knowledge of the market and personal contact with the people in the region.

The Cooperative Financial Network

 Consolidated Accounts 2013
(pdf-file, 1.3 MB)
 Consolidated Accounts 2012
(pdf-file, 2.6 MB)
 Consolidated Accounts 2011
(pdf-file, 2.2 MB)
 Consolidated Accounts 2010
(pdf-file, 2.5 MB)
 Consolidated Accounts 2009
(online edition)
 Consolidated Accounts 2009
(pdf-file, 1.2 MB)
 Consolidated Accounts 2008
(pdf-file, 7.6 MB)
 Consolidated Accounts 2007
(pdf-file, 6.9 MB)
 Consolidated Accounts 2006
(pdf-file, 1.6 MB)
 Consolidated Accounts 2005
(pdf-file, 544kb)
 Consolidated Accounts 2004
(pdf-file, 348kb)
 Consolidated Accounts 2003
(pdf-file, 348kb)
 Statute of the Protection Scheme
(pdf-file, 348kb)
 By-Law of the BVR
(pdf-file, 636kb)